Mortgage Tag

The Home Affordable Mortgage Program (HAMP) – the government-funded loan modification program that offers help for people who have fallen behind on their mortgage to stay in their home – was fatally flawed from its inception.  The administration acted as though banks are run by...

As an attorney who represents debtors in bankruptcy, it is frustrating to watch families lose their homes when some basic changes to bankruptcy law would offer an effective alternative to the federal HAMP mortgage modification program, lower the number of foreclosures and let both consumers...